Growing Deposits and Lending Reflect Confidence in Cambodia’s Microfinance Sector

Cambodia: Cambodia's microfinance sector recorded strong growth in lending and deposits during 2025, reflecting growing confidence among the public and businesses despite economic headwinds, according to Cambodia Microfinance Association's (CMA) Annual Report 2025 on July 5.

According to Agence Kampuchea Presse, Mrs. Dith Nita, Vice-Chairwoman of the Board of Directors of CMA, stated in the report that 2025 was a defining year for the sector as it balanced sustainable growth with a strengthened commitment to the financial well-being of the Cambodian people. She emphasized that Cambodia's economy continued its recovery and diversification, with the microfinance sector remaining a cornerstone of national stability.

By the end of 2025, the microfinance sector's total loan portfolio reached US$6 billion, marking an increase of more than 15 percent from the previous year. Deposits at the country's four Microfinance Deposit-taking Institutions (MDIs) also saw a rise, increasing by 17.60 percent to US$2.99 billion.

The report further highlighted progress in promoting the Khmer Riel. By late 2025, Riel-denominated loans amounted to US$1.4 billion, representing 23.3 percent of the sector's loan portfolio. Additionally, 13.1 percent of deposits, equating to US$393 million, were held in Riel, demonstrating growing confidence in the national currency.